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What Treasure Coast Boat Insurance Actually Covers (and Doesn't)
6 min read·Local BoatingInsuranceHurricane
We are not insurance agents — but we see what happens after named storms. Here's what we tell customers to look for in a Florida policy.
Need this done on your boat?
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The big three
- Named-storm deductible (usually 5–10% of hull value — not the standard deductible)
- Agreed value vs. actual cash value (agreed pays out faster, costs slightly more)
- Haul-out coverage — does the policy pay to pull you before a storm?
If your policy requires a recent survey, we can refer surveyors we trust on the Treasure Coast.
The Den
Skip the maintenance headache.
Monthly turnkey care for $149* — we run your batteries, flush, check anodes, and remind you what's due. Members save 10% on all repair work.